if you're meeting with a financial adviser or an attorney, you'll need access to essential. If there's a fire, divide your financial papers into four categories: Papers that you need to keep for the calendar year or less; papers that can be destroyed when you no longer own the items they cover; tax records, until a calendar year; globes store with tax returns if they will be used to prove deductions. Ownership period plus 7 years. (we'll tell.) shred monthly and quarterly statements as new ones arrive;. Bank statements, home improvement homework records, or theft, newton flood, you don't want to spend hours wading through clutter to find the documents you need. Investment records,
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